Approximately one month or so after the filing of your chapter 7 or chapter 13 bankruptcy, a 341 Meeting of Creditors will be held. This is the one opportunity creditors have to examine the debtor (you). Don’t worry, the Meeting is quite informal and nothing to fret over. The entire Meeting should last tops 10 minutes and I’ll be sitting right next to you the entire time to make sure things go smoothly.
The county you live in at the time of filing your bankruptcy will determine where your meeting will be held. While the following table (provided by the Colorado Consumer Bankruptcy Association) is helpful for initial planning purposes, please confirm the location of the Meeting with your attorney (hopefully me) and by reviewing the Notice of Meeting of Creditors which the Court will mail to you after the bankruptcy is filed.
I send an email to my clients immediately upon filing and hearing back from the court with the date and time of the Meeting, along with what to bring which most importantly is your SOCIAL SECURITY CARD and a couple other items. If you don’t bring your social security card or an ORIGINAL W2 … the meeting will not happen and you will waste everyone’s time, not to mention likely incur more fees. A passport, a retirement statement, a disability statement, NONE OF THIS WILL WORK. It has to be a social security card or if that’s absolutely not possible an ORIGINAL W2
Wherever a 341 Meeting is being held is considered a federal facility, and as such you should expect to be required to show identification and be searched prior to entry. All weapons are prohibited.
Information about cancellations of 341 Meetings due to inclement weather, building closures, or any other unforeseen circumstances is available by calling (303) 312-7241.
So, with no further delay, here’s that helpful table:
341 Meetings by County
Denver Ft. Collins Colorado Springs Grand Junction
Adams Larimer Alamosa Archuleta
Arapahoe Logan Baca Delta
Boulder Morgan Bent Dolores
Broomfield Phillips Chaffee Eagle
Cheyenne Sedgewick Conejos Garfield
Clear Creak Weld Costilla Gunnison
Denver Crowley Hinsdale
Douglas Custer LaPlata
Elbert El Paso Mesa
Gilpin Fremont Moffat
Grand Huerfano Montezuma
Jackson Kiowa Montrose
Jefferson Las Animas Ouray
Kit Carson Mineral Pitkin
Lake Otero Rio Blano
Lincoln Prowers San Juan
Park Pueblo San Miguel
Routt Rio Grande