If you are unmarried, and file bankruptcy jointly – with another individual – the law then views you as married (like filing taxes jointly, rather than married individually). Just had this conversation with a client who is engaged. He and his fiancée wish to file bankruptcy jointly. I explained the above, to which he asked if it would be appropriate for his bride-to-be to just show up at the meeting of creditors in her gown? He said, “You know, kill two birds with one stone!” Hilarious!